Cheque Processing Clerk

COOPERATIVE BANK OF CEBU

Is now hiring for the following position:

CHEQUE PROCESSING CLERK

Reports To: Operations Manager / Branch Manager

Employment Type: Full-timeJob Description:

The role is critical in supporting daily operational integrity, customer satisfaction, and regulatory compliance.

Key Responsibilities:

• Receive, verify, and process all check deposits and withdrawals, both inward and outward.
• Ensure timely and accurate clearing of checks in accordance with the Philippine Clearing House Corporation (PCHC) procedures.
• Encode and post check transactions into the bank’s core banking system.
• Monitor the daily status of check clearing and follow up on returned or dishonored checks.
• Process transactions related to demand deposit accounts (DDA), including deposits, withdrawals, stop payment orders, and statement requests.
• Assist in reconciling clearing suspense accounts and generating end-of-day reports.
• Maintain accurate transaction records and assist during internal and external audits.
• Coordinate with the head office, branches, and other financial institutions regarding clearing discrepancies or issues.
• Ensure compliance with the Bangko Sentral ng Pilipinas (BSP) regulations and internal bank policies.

Job Qualifications:

Education & Experience:

• Bachelor's Graduate in Banking, Finance, Accounting, or related field.
• At least six (6) months of experience in banking operations or cash handling, preferably in check clearing or demand deposit management.
• The personnel handling demand deposit operations must have attended appropriate seminars, workshops, or on-the-job training, or have at least six (6) months of relevant experience in demand deposit account processing.

Technical Skills:

• Knowledge of bank clearing processes and BSP/PCHC guidelines.
• Familiarity with core banking systems and basic Microsoft Excel.
• Accuracy, attention to detail, and strong organizational skills.
• Good communication and ability to work under pressure.
• Team-oriented, customer-focused, and proactive in problem-solving.