CREDIT OFFICER - ref. c15308303

Duties & Responsibilities:

1. Monitor the correct use of the organization’s lending methodology.
2. Supervise/ provide guidance to those loans assessed by assigned credit analysts
3. If necessary, lead the credit committee as per the approval levels established in the lending policies
4. Evaluate the lending process and policies on an ongoing basis to recommend improvements for credit

1. Analyze the composition of the loan portfolio to measure the results and make recommendations to

1. Carry out the planning of the monthly activities of assigned credit analysts according the established goals

1. Conduct weekly and monthly meetings with relevant staff of assigned branches for the following purposes:

• Review credit files of loans already granted
• Validate information in each file
• Organize/propose random visits clients to validate information (i.e. about 25% of clients approved during

• Provide feedback to the branch commercial team and other related teams on the evolution of the

• Prepare loan productivity reports for the commercial area/branch managers

Secondary Function:

Act as Backup for Business Manager. Access of Credit Officer will be activated if the primary (Business

manage customer, and agent registration. Branch operation cash management approver. Monitors loan

application status and loan accounts of the clients.

Minimum Skills/Qualifications:

1. Graduate of a 4-year degree course, preferably in business-related disciplines (Finance /

Management/ Economics, etc.)

1. Minimum of 5 years of successful working experience in microfinance or banking, 3 of those

1. Familiarity with the community of the branch (main markets, target segment, local network and

1. Willing to do field work (95% of the time).